The wildfires in Los Angeles have captured national attention, causing widespread destruction and raising questions for homeowners far...

When filing a homeowners insurance claim for hurricane or flood damage, start by documenting the damage with photos and notes. If you...

Hurricanes and heavy rains can wreak havoc on your home, leading to damage that may leave you feeling overwhelmed. If you find yourself...

The Federal Emergency Management Agency (FEMA) has implemented a new flood insurance program called Risk Rating 2.0. This program uses a...

Required Coverages Bodily Injury Liability (10,000 per person/20,000 per accident) — This covers costs associated with injuries and death...

Personal Property Replacement Cost Coverage Property loss settlements under the homeowner’s policy are made on an actual cash value...

Coverage A- Dwelling This amount of insurance applies to the dwelling and any attached structures. The limit of insurance for the...

Storm conditions can vary on the intensity, size and even the angle which the tropical cyclone approaches your area, so it is vital you...